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Sunday, September 30, 2012


Can administrator of the insurance plan abuse its discretion in denying long term disabilities benefits?

Its all depend upon the disability attorneys who interpret the language of the insurance policy. Can plan administrator adhere to his denial decision without any supportive evidence? Can he allow to neglect evidence in support of participant claim? Answer to all this questions you will find in this article.

Mr. Dale W. Gordon brought the lawsuit against Life Insurance Company of North America (LINA) in U.S.District Court, Division Minnesota. Court pronounced final judgment on March 18, 2009.

Let’s see how the Gordon’s disability attorneys found the clues from provision of the policy and how they interpreted the Gordon’s medical reports.

Gordon joined Northwest Airlines on 1998 at the age of 49 years.  His main problem started when he felt pain in his left knee in end of 2002. His orthopedist, Dr. Joseph T. Teynor advised to take MRI. In MRI report, it showed a tear in the meniscus and degenerative changes. In next visit Teynor drew fuid off of Gordon’s knee and injected with a corticosteroid. He described Gordon as majorly symptomatic.